I think we have a savings winner! - by @thedogekid

in savings •  7 years ago 

An update to my savings post.

In a post I did the other day I talked about the benefits of using online banks to boost savings.

Well today I found one of the very best out there in terms of benefits.

It offers 1.6% APY, and it compounds daily but pays out monthly.

(Source: http://www.bankdealguy.com/capital-one-360-400-checking-money-market-bonus/)

It also offers cash bonuses for signing up right now and immediately funding the account.

Pretty decent sized bonuses actually.

They range from a couple hundred up to $500.

If you have some cash laying around and want to pick up some extra cash for it, you can do so by signing up for a CapitalOne 360 Money Market account.

If you can fund the account with at least $20,000 you will also earn a cash bonus for opening the account on top of the 1.60% interest you will earn on the money you deposit.

Not a bad deal.

When comparing all the other interest rates out there and cash bonuses, CapitalOne comes out near the top or at the very top.

If you can deposit $100k when you open the account, you will receive $500 in cash.

Not bad considering what other banks are offering, and again that is on top of the 1.6% interest you will earn throughout the year.

The link for the promotion I saw today can be found here:

https://www.capitalone.com/moneytalks/

Good luck and happy savings!

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Its nice but let see how many people will contribute and take part. Thanks for sharing.

Hmm okay let me try it out and see how it works

That’s nice and everything but I wonder how many people actually deposit $100k into this.. wouldn’t it be better to invest that money instead?