You have put your thoughts into words really well. Could have been more comprehensive and thorough though.

I think earning money online is all about finding something you are amazingly good at and monetizing it the right way. There is no reason why you can not succeed if you put in the work.

A lot of people make this mistake of looking for shortcuts and quick-wins when they are just starting off, forgetting that everything that is worthwhile takes time (and a lot of effort too).

I wrote a comprehensive guide on this topic a week ago: https://www.proficientblogging.com/9-best-ways-to-earn-money-online/