RE: Screwing the World’s Poor for $16 Billion? Steem and SD Can Cut the Cost of Money Transfers and Take Down the Predatory Remittance Industry

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Screwing the World’s Poor for $16 Billion? Steem and SD Can Cut the Cost of Money Transfers and Take Down the Predatory Remittance Industry

in steem •  8 years ago 

The fees usually emerge when it's time to convert into fiat. Especially in countries like Russia, where the ruling mafia to this day couldn't firmly decide if it have to ban all cryptocurrencies permanently or just to parasitize on its users by taxes and fines.
Despite that, there are always a ways, but also there are always a costs.

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Good point. Yes, when I researched this, I found that the fee can go a lot higher with the monetary conversion in most places, which is not a big surprise. For this article, I tried to ignore that part for simplicity's sake, but it is a big issue in its own right. Hopefully, if the transfer fee is low enough (free?), then the currency exchange will not add too much more to the cost. But there will always be some costs, unless and until people can pay for what they need directly with Steem or Steem Dollars.

@donkeypong @cuckoo If STEEMIT really takes off (and hence STEEM too) then businesses may start accepting STEEM or SBD for payment anyway - in this case the fees could be slashed since the business itself would not have to pay any third party for the transaction.

That is the big hope with most cryptos actually just with Steemit/STEEM it could happen before it does for other cryptos due to the low barrier for entry.

Doubt it.

There are many benefits of government backed fiats.

Which are?

Government intervention to control exchange rate. Discretionary economic intervention for flexibility in protecting monetary value and favorable economic conditions.

Those are all advantages for governments and not necessarily good for the end user.

I would prefer to let the market decide those things and not have the government constantly fiddling with things or printing more money whenever they feel like it.

That is why fiat money will eventually be replaced by cryptocurrencies.

It's a question of when rather than if.

Yeah right, I so agree with you @cuckoo

Yeap, goverments of the some country soo love to control all. Cryptocurrencies give some freedom to ppl and these goverments afraid it.