I agree with almost every statement in this post.
On of the things I love the most about cryptocurrencies is the fact how easy to use they are compared to traditional banking. If my friends and I were in a restaurant one person could pay with cash and the others send him the money easily with a fingertip. Or we all send our share to an address provided by the restaurant.
Compare this to a situation where one person pays with cash and the next day everyone walks to his bank and filles a transaction, which is received in 2-5 days. That's rediculous.
**This is why I prefer cryptocurrencies(, even though only half of my friends think the same way...) **