karenb54 there's no cost and great benefits to watching, asking questions to other traders and learning until you feel ready to try investing or trading. There's a lot of cost to diving in too quickly (trust me). Also, and this is really important -- if you do take a shot and investing/trading -- figure out what you can afford to lose and start with 25% or less of that figure. That way you can easily recover from mistakes and build your system. Good luck and again any questions I'm happy to try to help