Cryptos, generically speaking, scare the crap out of me , same goes for a few economists that I speak to from time to time.

There's a supply discipline flaw that we see in terms of governance since crypto's are derived by way of the expenditure of intellectual endevour. That's virtually limitless !

Any "color" of a selected "digital tulip" can be limited within a selected "digital tulip garden" (like Bitcoin) but the number of "gardens" is unrestrained. A tulip crisis seems inevitable.

We all agree that the block chain is a wonderful tool, but for currency creation .... h'mmmmm ..... I don't think so. My vote goes to bullion based currency now that its accompanied with real-time trade values.