Hi Chris, I think it's great to have gold at home and somthing everyone should do a little of but I can say one thing. Insurance companies understand risk, that's all they do all day is calculate risk. If you get a quote for insuring gold at home it is vastly more expensive than if you insure it in a professional top - tier vaulting facility that is audited by one of the largest auditing firms in the world. :)
At the end of the day, in a shit hits the fan global collapse I think the best thing to hold at home is whiskey. Why? Because it's far more divisable than gold :) Linn