It's never too early to start planning for your children's financial future. One solution doesn't exist, so we must diversify and get creative! We all want to make sure our little ones have the resources they need to enjoy life, but it is something that takes time.

The key is spreading out your plan (over time) and your money (diversifying). Most kids have more toys than they need and a fraction of the financial stability that they need in this world to live well. I'd like to change that.

In this article, you will learn how you can start saving precious metals for your kids (or others!). You'll see how I set up a fun way for my kids keep stacking silver, help them learn about money, and watch their investments grow. If that sounds intriguing, please read on!

Precious Metals 🔔 A Great Way to Save for the Future

Unlike a savings account, which is pegged at a particular percentage rate, precious metals fluctuate according to supply & demand. I want to share a simple plan that I came up with that allows me to save precious metals for my children and then give you an idea of what it would have done for me IF my parents had done this for me. I don't fault them for not doing it, but I have no excuse not to do it for my own children. Saving precious metals, in general, is a wise investment. Why not start to diversify​ the way we save for our children?

If you're just putting money into a savings account for your child, you're doin' it all wrong! There are​ so many ways to invest for the future than plopping your proverbial eggs in one basket. It's a bad way to save. Precious metals are simply one of many ways that I recommend we, as parents, consider when saving for our child's financial future.

I will break down the numbers (below) and share my personal reasoning as to why I started this strategy​ with my kids. Whatever you do, just remember the key is to diversify across a spectrum of assets - this being one of many. I am sharing this information and my personal opinions for educational purposes only - it is not intended to be investment advice and I am not 'licensed' to give such advice.

Our Simple Little System • How It Works

I purchase one troy ounce of silver for each birthday year being celebrated:

1st birthday = 1 oz
10th birthday = 10oz
Saving from the first birthday to age 18 - here's the math:


1+2+3+4+5+6+7+8+9+10+11+12+13+14+15+16+17+18 = 171

At age 10 your child will already have 55 troy ounces of precious metals and by age 18 will have 171 troy ounces (14.25 troy pounds / 5.318 kg). Value at time of writing ($17.12/oz t in USD): $2,924.59

SEE 100 yr SILVER CHART @ Macrotrends.net

If my parents had started this for me in the mid-80's, when I was born, they would have paid roughly $4-6 per oz of silver. The highest price from 1985-2003 was just north of $8 in 1987 and lowest price was about $3.60 in 1993. As the price of silver was falling from the major spike in price in 1980, it was a prime time to engage a strategy like the one I'm sharing.

Here's why: (💸💰💸)

As I got older (more years = more silver), the price of silver dropping {would have} made it more affordable to maintain this plan. Let's just pretend that 171 ozt avg. cost was $5, making the total estimated cost $855. Current value, at time of writing, on 171 ozt is $2,924.59 - $855 investment = $2,069.59 (*not adjusted for inflation) over 30 years.

Now let's pretend that I held onto that imaginary silver, the 171 ozt that I would've had if only.. Ok, so silver began to rise again and peaked after the 2008 recession around $48.70 - making that 171ozt worth approximately $8,319.37 (*figures not adjusted for inflation)

This is something that anyone can do and the precious metal of choice can vary to suit your budget. Be dynamic: copper, silver, platinum, palladium, gold can be substituted to fit any budget.

original media by @grow-pro


Regardless of where you live, you can do exactly what I'm doing - stack! Denominations are nearly infinite, so just about every price range, for all metals.

After the peak in 1980 was a great time to start this simple plan and here we are again, 6 years after the peak in 2011...

Did You Find This Interesting? Tell Me Below & Encourage Me! If readers think this topic is something worth exploring, here's how I would like to elaborate from here:

I would like to share more about what sort of metals I collect (for my children) and why, how I engage my children and teach them about money, and creative ways to acquire precious metals when money is tight.

I'd also like to share ways to prepare 'ahead of time' for unexpected price fluctuations, the difference in "what you buy" and my history with the precious metals.

If you think this is a worthwhile topic - feel free to contribute by commenting or even writing your own post and sharing the link below. I'd love to hear feedback!

I wish you all peace, liberty & prosperity!