Blockchain-backed loans

in steemthat •  7 years ago 


For cryptocurrency enthusiasts looking to go down a different path, the company SALT offers crypto holders liquidity via blockchain-backed loans. The concept behind SALT is simple -- users purchase SALT tokens to become a member of the SALT platform. They then put Bitcoin or Ethereum up as collateral and SALT provides a loan in U.S. dollars. Once the loan and interest are repaid, the borrowers receive their cryptocurrency back, without any prepayment penalties.
Here's how it works: A borrower sends collateral to the SALT collateral wallet, and funds are transferred to the borrower's bank account. The collateral remains the property of the borrower, meaning any price appreciation or depreciation belongs to the borrower. Loans are repaid over time, as the borrower makes timely payments to the lender. Importantly, the member lenders at SALT have "accredited investor" status, which means they have passed the SALT's lending suitability test.

For More Info Refer :(https://saltlending.com/faq)
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