首先,你需要下载一个能够支持港股交易的APP,我所知道目前支持港股的有:鑫财通,富途,捷利宝然后你需要开一个港股账户,这几个APP都有支持的香港券商。在app里选择香港券商,按操作指引申请开户,开户需要提供相关的个人资料,你的身份证照片,个人照片,通过手机上传过去。
提交申请后,香港那边会在1到2天之内审核你的资料,如无意外你会收到APP那边或券商那边的通知,告诉你审核通过,开户成功,你会得到你的开户帐号和系统分配的密码。开户之后就是要把资金打入账户了,就是用于购买股票的资金。从大陆打钱到香港证券公司实际上是一个把资金转到海外并换汇(人民币换港币)的过程。
我dang对外汇转出海外管控挺严的,不仅有额度限制很多银行还不支持,尤其是你要是去柜台办理转汇的手续的话成功率相当低,柜台办理的话,民生银行成功率会高一些。建议你用手机银行做换汇转汇的办理,我了解到目前通过手机银行换汇转汇成功率较高的是:中国银行,工商银行,光大银行。你需要开通相应的手机银行并下载APP,在APP上做换汇转汇操作。建议你先换3万港币试一下,另外汇款到香港,填写汇款事由请填写旅游,切记写股票或者是金融之类的,那样会直接被拒掉。换汇和转汇都需要交手续费的,你汇款不成功的话有的银行会照样收手续费的,所以切记选择靠谱银行。换汇实时就能办理,转汇通常一天或隔天就到账,然后需要香港券商那边确认,确认之后你就能在股票APP的香港券商账户里看到你的资金了。
以上手续办完你就可以申购股票了,强烈建议申购小米,持有腾讯。今年还会有很多科技公司会在香港上市,比如蚂蚁金服。
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