I came across this article from my good friend Sammy (may he rest in peace) and thought I'd share it with you before calling it a night. You can also call this article as Lawyer Karma but I think the focus should be on the Insurance Company and how it is next to impossible to put one over them. Hope you have fun reading this.
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A Charlotte, NC, lawyer purchased a box of very rare and expensive cigars, then insured them against fire among other things. Within a month having smoked his entire stockpile of these great cigars and without yet having made even his first premium payment on the policy, the lawyer filed claim against the insurance company. In his claim, the lawyer stated the cigars were lost "in a series of small fires".The insurance company refused to pay, citing the obvious reason: that the man had consumed the cigars in the
normal fashion. The lawyer sued........and won! In delivering the ruling the judge agreed with the insurance company that the claim was frivolous. The Judge stated nevertheless, that the lawyer held a policy from the company in which it had warranted that the cigars were insurable and also guaranteed that it would insure them against fire, without defining what is considered to be "unacceptable fire", and was obligated to pay the claim. Rather than endure lengthy and costly appeal process, the insurance company accepted the ruling and paid $15,000.00 to the lawyer for his loss of the rare cigars lost in the "fires".
What a fun article. I am so glad you shared it with us. I think the lawyer outwitted himself.
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Thanks for your visit. I had fun reading this too. Goes to show lawyers can also get the short end of a deal : )
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this one is definitely a lesson for us. being in the insurance industry as well i also encounter these people who has philosophical or even hell bent "reasons" to circumvent the insurance companies when filing a claim. guess what ,one thing or another they failed. you cannot fool them and they know what they are doing. Of course that doesn't mean that you cannot claim at all. You just have to follow the rules. That's all
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You got that right. Thanks for the visit.
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