Perhaps, but that's giving the average user a lot more credit than I'm willing to give. I don't even trust myself to be able to stay afloat as the seas of technology rise. It develops faster than I'm able to keep up with it, and I would guess that the average user is slower than I am.
It's like the old joke goes, "I may sell at a loss, but I make it all up in volume!" It may not matter how long you give the average user.
Regardless, strong encryption is the only thing that can provide reasonable security but it is real. Eventually, applications will be developed that make this easier for every type of communication (and there are already some). I'm sure there was a time when people though driving an automobile was a task beyond the "average user". People adapt and things get easier as the technology develops. You don't necessarily have to keep up with the latest and greatest of everything, just enough to keep yourself secure. It really isn't all that hard and most of the time when true security is needed (i.e. logging on to a banking website) then it is already provided. True, you have to learn not to use the same password everywhere but is that really so hard?
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