How I Spend my Money : A Super Thifty Technique (Tips and Tricks)

in thebudgetchallenge •  6 years ago  (edited)


What's up again Steemians & Dtubers! So today I will be doing the #budgetchallenge. I will share my budget expenses only from this day or this week. So before we begin let me thank @smaeunabs for hosting this contest.

Introduction

Lets starts from the introduction. First off who am I? I am @chuuuckie by the way, you may call me Chuck for short. I am currently studying Computer Engineering at the University Of Cebu, lapu-lapu and Mandaue, and Im into my intership journey. As an intern, we all know that we are still students but working in a certain company to enhance our skills of our field. Others may seem not to like their job because the company would not offer extra allowances for their job. Luckily I found a company that needs a person who administrates their systems inventory. They offered me an allowance of 200php per day. I am currently working as an Internship from Scotty's Action Watersports inside SHANG RI LA in a position

My Allowance

Not to brag but I am living freely from a middle class family. Also we are not that really rich. They will be able to pay for my tuition fees this summer and so on for my next tuition fees by the next school year. Now since I am still considered as a student. I convinced my parents that I still need money for my savings, the fact that they knew I had an allowance of 200 per day. So they decided to give an extra 200 pesos for my daily allowance.

I know that it is big enough, but I am currently saving for another new camera.

Here is my Budget

I have a total allowance of 400 pesos.

Woah! That is a big amount of money!

Oh yes it is, but this does not include my budget for Saturdays & Sundays. Which I only receive 200 pesos only for Saturdays and none for Sundays. So I only included Mondays - Fridays budget since Saturdays normally spend all of my money for that day and Sundays would be my Free Day.

Daily Potential Savings

In my daily savings we have here my Transportation budget, my so called candies and stuff budget and also my food budget.

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Oh man where are all the details?

Oh the details are here,

Transportation would be from Masiwa to Mactan - (8.00 PHP)
Transportation again from Mactan to Pta. Engano - (7.00 PHP)

which totals to 15.00 PHP and going back from home (15.00 PHP)

Food is 45.00 PHP which is without rice. It is very expensive here inside SHANG RI LA
Then for my drinks and stuff (25.00 PHP)

(10.00 PHP) for the so called candies and stuff, thats not even 10.00 PHP. Maybe less than 10

Which I have a potential savings of 390 PHP

Omg. but how did you manage to save this amount of money?

Let's talk about that later.

Weekly Potential Savings w/ Internet Budget

Next up would be my Weekly Potential Savings. Everything will be totalled and will be deducted from the internet allowance which is (90.00 PHP)

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The total potential amount of savings would be 1360.00 PHP per week!

How did I manage to save this amount of money

1. Be Wise

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Based on my experience, always be wise. You already know the drill.

2. Don't buy Street Foods

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Street foods like Tempura or Fishballs are not worth of your cravings. With a price between 10.00 PHP to 20.00 PHP is still not worth for your stomach cravings & also don't settle for SIOMAI & PUSO. You know what that is right? Since I am really so concern about my health and what I eat, I really don't eat outside or even besides the streets. You may not know where those came from

3. Always bring a Lunch Box w/ an extra Rice

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I am very thrifty when in regards to saving money for a purpose. I also need to bring my own extra rice because it would be a lot more expensive inside the canteen.

4. Distract yourself from other expenses

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Don't but anything useless. Just keep doing your job, always keep yourself busy.

Now that I already shared my #thebudgetchallenge this week let me know below the comments with you have your own ideas. Also give this post a 5%-10% thumbs up. If you want to participate on this challenge, dont forget to stalk @smaeunabs for more information. Thank you all for watching and as always...

FOLLOW | UPVOTE | RESTEEM @chuuuckie

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Woah! This is pretty amazing @chuuuckie! As always, I am expecting no less than the @dtube's rising star! hahhahah I had goosebumps everytime you pronounce my steemit id feel nako artista nako.

400 is sure a huuuuge amount of money! a few bucks more and it will equate to my daily wage. I honestly love how you stay thrifty despite the temptation to spend more in line with the huuuuge budget that you are receiving on a daily basis. I am pretty impressed with the way you save for the things you really love. <3

Plus the tips! I strongly agree with you esp on the third one! Mahal na kaayo and extra rice ! Mata gyud ta sayu always para makaluto hahahaha

Anyway, thanks for sharing this with us, Chuck! overwhelmed ko sa video! You really have a good voice and a good diction! Calling you a @dtube star is no surprise :D

Mata dyud ug sayo, maglisod sab gani ko mata sayo :( . Pero sacrifice lang ta maam para sa atong mga hilig.

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