CFPB report number 181220-3708618
YOUR COMPLAINT
I Thomas John Miller Want a Full investigate on my transunion credit report and as of 12/17/2018 i was deemed a vulnerable adult i would like a full investigation and audit on my credit report at Trans union. to make it easy for you guys i will state what negative things that need to be corrected and removed OLLECTIONS Lvnv Funding Llc Opened August 29, 2018 $103 Original creditor: 01 WEBBANK FINGERHUT FRESHSTART Overview You've paid off 0% of your collection amount. Balance $103 Highest Balance $103 Opened Aug 29, 2018 (3 mos) Account status Open Type -- Responsibility Individual Remarks Placed for collection Original Creditor Name 01 WEBBANK FINGERHUT FRESHSTART Overview You've paid off 0% of your collection amount. Balance $672 Highest Balance $672 Opened Oct 19, 2015 (3 yrs, 2 mos) Account status Open Type -- Responsibility Individual Remarks Account information disputed by consumer, meets FCRA requirements Original Creditor Name 12 CREDIT ONE BANK N A Inquiry details Credco Inquiry from Dec 10, 2018 Misc. Syncb Inquiry from Dec 16, 2018 National Credit Cards/Airlines Family Kia O Inquiry from Jul 07, 2017 Automotive Hyundai Of S Inquiry from Jul 21, 2017 Automotive Cbna Inquiry from Aug 02, 2017 Automotive Bozard Ford Inquiry from Aug 04, 2017 Automotive Bozard Ford Inquiry from Jul 23, 2017 Automotive Equifax Mtg Inquiry from Aug 11, 2017 Misc. Equifax Mort Inquiry from Aug 11, 2017 Misc. Equifax Mort Inquiry from Jul 06, 2017 Misc. Equifax Mort Inquiry from Feb 10, 2017 Misc. Equifax Mort Inquiry from Jan 25, 2017 Misc. Equifax Mort Inquiry from Jan 16, 2017 Misc. T-mobile Inquiry from Jan 01, 2018 Utilities & Fuel Automatch Ja Inquiry from Jul 18, 2017 Automotive Credco Inquiry from Oct 18, 2017 Misc. Credco Inquiry from May 21, 2018 Misc. Credco Inquiry from Aug 07, 2017 Misc. Credco Inquiry from Jul 07, 2017 Misc. Credco Inquiry from Mar 28, 2017 Misc. Vroom Inquiry from Jul 18, 2017 Automotive Duval Ford Inquiry from Aug 16, 2017 Automotive Protect Amer Inquiry from Dec 10, 2017 Misc. Protect Amer Inquiry from Jan 04, 2017 Misc. Exeter Fin Inquiry from Dec 05, 2017 Finance Exeter Fin Inquiry from Sep 15, 2017 Finance Exeter Fin Inquiry from Aug 14, 2017 Finance Exeter Fin Inquiry from Jul 08, 2017 Finance Cbcinnovis Inquiry from Dec 05, 2017 Credit Union Paypalcredit Inquiry from Feb 09, 2018 Finance Celtic/cont Inquiry from Nov 16, 2018 Finance Celtic/cont Inquiry from Aug 04, 2018 Finance Celtic/cont Inquiry from Apr 28, 2018 Finance Celtic/cont Inquiry from Feb 06, 2018 Finance Celtic/cont Inquiry from Jan 28, 2017 Finance Carite Of Ga Inquiry from Aug 15, 2017 Automotive Syncb/jcp Inquiry from Feb 17, 2018 National Credit Cards/Airlines Syncb/walmrt Inquiry from Dec 05, 2017 National Credit Cards/Airlines Syncb/ppextr Inquiry from Feb 06, 2018 National Credit Cards/Airlines Applied Bank Inquiry from Feb 06, 2018 Bank Brclysbankde Inquiry from Feb 15, 2018 Bank Syncb Inquiry from Jan 09, 2018 National Credit Cards/Airlines Syncb Inquiry from Dec 03, 2017 National Credit Cards/Airlines Cap One Inquiry from Feb 25, 2018 Bank Cap One Inquiry from Feb 11, 2018 Bank Cap One Inquiry from Dec 26, 2017 Bank Cap One Inquiry from Dec 03, 2017 Bank Cap One Inquiry from Aug 13, 2017 Bank Cap One Inquiry from Aug 05, 2017 Bank Cap One Inquiry from Jul 19, 2017 Bank Cap One Inquiry from Jul 15, 2017 Bank Cap One Inquiry from Jan 22, 2017 Bank Coaf Inquiry from Oct 14, 2017 Finance Coaf Inquiry from Sep 15, 2017 Finance Coaf Inquiry from Aug 26, 2017 Finance Coaf Inquiry from Aug 20, 2017 Finance Coaf Inquiry from Aug 18, 2017 Finance Coaf Inquiry from Aug 16, 2017 Finance Coaf Inquiry from Aug 14, 2017 Finance Coaf Inquiry from Aug 13, 2017 Finance Coaf Inquiry from Aug 12, 2017 Finance Coaf Inquiry from Aug 07, 2017 Finance Coaf Inquiry from Jul 22, 2017 Finance Coaf Inquiry from Jul 08, 2017 These 64 inquiry's where made not by me or authorized by Thomas John Miller That bringing my score down and could have made me pay more money to a creditor. To help you guys to prove this is Me i will send you my id on the attachments and i hope to here from you in 30 days. if i do not here from you in 30 days i can take legal action and will so so please do an investigation on every thing stated
Attachments
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Sent to company
Status
Sent to company on 12/19/2018
We've sent your complaint to the company, and we will let you know when they respond.
Their response should include the steps they took, or will take, to address your complaint.
Companies generally respond in 15 days. In some cases, the company will let you know their response is in progress and provide a final response in 60 days.
Company responded
Status
Company responded on 12/31/2018
Response Type
Closed with explanation
Company's Response
After careful review, we have determined your complaint includes a dispute of information appearing on your credit report; therefore, we have forwarded your complaint to our consumer relations center for processing. You will receive your results within sixty (60) days from the date you submitted your complaint to the CFPB. If after the completion of our investigation you have questions regarding the results, we encourage you to contact the creditor(s) directly. The business name, address, and, if available, telephone number of the source(s) of information contacted in connection with your dispute can be found in the “Investigation Results” document sent at the conclusion of your investigation. If you need to dispute information on your credit report in the future, you may dispute directly with TransUnion online at dispute.transunion.com. Should you have any further questions, please contact: • www.transunion.com • (800) 916-8800 • P.O. Box 2000 Chester, PA 19016-2000
Feedback requested
Status
Feedback requested on 12/31/2018
Feedback due
3/1/2019
Provide feedback about the company’s response
We welcome your feedback on how the company responded to your complaint. You will have 60 days from when the company responded to share your feedback. The CFPB will share your feedback responses with the company and use the information to help the CFPB’s work with consumer complaints.