Trevon, it's not completly true what your saying in your video. The reinvestment of 220 you did in this video is gonna be a new loan, with corresponding interest. It's not compounding like you showed in the excel-sheet, it doesn't work that way. Please take a look at your lending wallet, you can see for yourself what i'm rambling about. It's something people tend to forget when counting their coins.
So with that in mind it's more profitable if you reinvest like @artbysua says!

There! I've done it, my first steemit post!