Most of us don't trust life insurance because we all wanted to see faster results. 
But fellows think about it. Once your kids are grown up and you know that you are completely healthy and can still work like a twenty or thirty year old can do. Later you will realized that life insurance is fun like life, because the older you get, the more it become costly.
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Yes indeed it is important to invest on insurances. Some people will even realize its worth after a calamity or an incident. It just so happen that many of us cannot simply afford one though it could have been better if the greater public can have access on budget-friendly costs.
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Actually there is your investment and insurance will depend on your budget.
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