Hello my people and great family......... Am sure we all are doing greatly well. I will like to share with us some scam tips (types), the way it's being done and the way out of it.....
It is not unusual to hear some people make boast that they can never be victims of scam on account of their education, experience from others or status! Well they may be right, but available records shows fraudsters make no discrimination as to the social status or level of education of those they set their sights on.
The most educated, most exposed individuals as well as the most ignorant members of the society have been victim at one time or the other even the young as well as the aged have been successfully scammed.
But if you want to be insulated from scam, the inoculation you need is adequate information, arming yourself with relevant information on the different types of scams and the techincs of their perpetrators and your sense of triggering the alarm when things are not as they should be.
We have different types of scams but I will like to take them one after the other, so I will start with one today and give us the remaining ones subsequently.
E-COMMERCE/CARD FRAUD
Many individuals have been defrauded by being careless with their personal banking details. A response to what looks like harmless request to update account information has led many people into financial misery.
HOW IT WORKS
E-commerce/card frauds are usually perpetuated through phishing and spoofing, what these entail is that the scammers send e-mails with fake letter heads and logo of banks, pension fund managers and similar organizations, to unsuspecting members of the public, seeking vital personal identification information.
Such information may include user login details, pin and password, usually they add the clause that the information is needed for the updating of your account and that if it is not made available within a stipulated period, your account may be closed.
Sometimes they direct you to a look-a-like website where you are expected to upload all the information about yourself and your bank account, once you respond to the mail with the right answers to the information they seek, the scanner quickly set to work by making withdrawal from your bank account.
WHAT TO DO WHEN YOU SEE SUCH
> Ask yourself why will your bank ask you to update your account?
> Find out weather the request to update your bank account actually emanate from your bank and how many people using the bank are asked to do so? Visit or contact your bank to be sure.
> Remember banks and others financial institutions will never ask for your personal identification details because they have them already.
SAFE GUARDS
Do not give out information about yourself to anybody you don't know very well.
Never respond to any mail you are unsure of its source.
Visit or contact your bank to confirm any request for clarification.
Do not click on any web link that looks suspicious.
WHERE YOU ONCE A VICTIM OF THIS BEFORE
SHARE YOUR EXPERIENCE IN THE COMMENTS BOX TO HELP SOMEONE
That will be all for today, Thank you for your time....... I love you all loads.
I remain your humble girl @fiscie
All pictures gotten from @pixabay. Com
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