The era has grown considerably, things that once seemed impossible now are very possible. As with cellphone credit, which is usually done offline or directly, it can now be done online using an application that will certainly be easier. There are even many mobile credit applications that can be used without credit cards and 0% interest.
###Kredivo
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Kredivo is a quite popular mobile credit application, with the slogan Buy Now, Pay Later Credivo provides mobile credit features without a credit card. In Kredivo, there are several programs you can take, starting from one month, three months, half years, or up to one year. Kredivo also provides a 0% interest feature for those of you who take credit for 30 days, and for those who take monthly fees you will be charged an interest of 2.95%.