Everyone knows that you can take a loan at a fairly acceptable rate, only in the bank, and even if you have a lot of necessary documents, and only in limited quantities depending on your financial situation.
But few people know what to blame, the intermediary monopoly, such as banks and various microfinance organizations (MFIs). P2P is a loan, this is an opportunity to take a loan, or provide loans, directly between people and without intermediaries.
This model is working and there are sites where you can try this financial service.
However, this loan model is not very common, due to increased risk. ZPER and blocking technology can solve this problem.
ZPER - This decentralized ecosystem is built on block technology, designed for P2P loans through smart contracts with minimal risk.
The ZPER system as the token unit to be used by ZPR, used as the default internal signature currency ERC20 - ZPR allows for cross-border payments, removes all territorial restrictions.
ZER will unite all P2P market participants in the system:
. financial advisors,
. creditors,
. borrowers,
. robo advisers (financial advisers),
. investment funds, etc.
A reliable risk management system based on a well-considered intelligent contract system will also cover all best practices within the P2P risk management scope currently used in the P2P lending market.
All this will create a global platform with a variety of financial products. The borrower will be able to obtain the loan quickly and easily. Investors will be able to invest their funds without fear of increased risk.
ZPER will enable you to collect a reliable investment portfolio with the help of a robo-mentor (financial advisor), build various financial schedules, share developments with system participants.
A financial campaign that will work with ZPER:
- Midrate,
- Funda,
- Olley,
Together Funding, Cocktail Funding, SHARED, C-So, Pro:
- fit, SODIT,
- Popfunding,
- Zoomfund,
- Mouda,
- LoanPoint,
- Wefunding.
Other ZPER partner campaigns:
. XnTree,
. Network Partners,
. FINDA,
. Korbot,
. MOIN,
. Coinfirm,
. AinFin,
. Trustonic,
. The Dayli Financial Group,
. CREDITS-VISION.
As we see this list is very impressive, there is a big campaign big enough, it will positively affect further developments along the roadmap.
Project roadmap (development plan):
2015 - FUNDA P2P financial platform is installed.
2016 - P2P MIDRATE financial platform installed.
Olley's P2P financial platform is installed.
FINDA financial and consultancy platform was established.
2017 - Finda receives a total loan of $ 30 million.
MIDRATE received a total loan of $ 10 million.
Olley received a total loan of $ 10 million.
2017 - initial launch of ZPER.
2018 Q1 - Posted by whitepaper.
Corporate partnership, signed with
prominent domestic P2P campaigns and robot advisers.
Start Pre-Sale (Pre Sale).
2018 2Q - Sale of ZPR Token (Token Crowd Sale).
2018 3Q - Listing on ZPR token exchange.
ZPEROBO started beta testing, for some partners.
Expanding participation (3 new countries).
2018 Q4 Full launch of ZPEROBO service.
More exchanges for ZPR open market beta exchanges
ZPER
2019 Q1 Full launch of ZPER open market
2019 Q3 Partner country extensions (10 new countries)
Details of ICO (Distribution Token):
Total problem 3 500 000 000 ZPR
Price of one token ZPR = 0,0000625 ETH
Team ZPER:
I'm working on a project with a real expert on P2P - loans.
In conclusion, I would like to note the relevance of this project, a decentralized credit platform for shelter homes, this is what is severely lacking when we need quality cheap credit services without intermediaries.
All links required for more detailed information on ICO ZPER:
Official website: https://zper.io/
whitepaper: https://zper.io/paper/Whitepaper_Eng.pdf
Bounty branch offline Bitcointalk: https://bitcointalk.org/index.php?topic=3221278.msg33504429#msg33504429
Twitter: https://twitter.com/zper_team
Facebook: https://www.facebook.com/ZPERplatform/
Author: Heri adul
Bitcointalk profile: https://bitcointalk.org/index.php?action=profile;u=1377408
Eth:0xB6d8bB154E1aB6EBC54899fc43E0E1E2417ceEa4