America's retirement system is being challenged by rising inflation, including Social Security, employer pensions, and personal savings. This is leading to concerns among retirees.
New financial tools such as Selfies (standard of living indices, forward-looking income-only securities) offer a solution by providing a stable income stream that is subject to inflation. As traditional pension systems shrink and fewer workers save adequately, innovative approaches are needed to ensure the financial security of retirees. Selfies offer a simple, low-risk option that can benefit individuals, insurers, pension funds and governments alike and provide a stable income in retirement. More innovation is needed to address the complex financial needs of retirees
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