I am frequently receiving bank loans ads. All of them are claiming that if I use their loans instead of credit card debt or all other bank loans, I will save tons of money. However, when I look the rates and payment schedules, they are insane. These mails always make me think to lend money to the banks that is going to be half of their interest rates. I think, they need to accept it, since they thought their offers are amazing.
Does anyone have the same feeling?
Their offers are so outrageous, it's insulting.
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