BANKllect is a decentralized p2p bank network where the key distinction from right now displayed crypto bank arrangements (Bankera, Polybius, Datarius, Crypterium, Change, and so forth.)

BANKllect proposes is a progression of bank-centered administrations in the route not quite the same as what the conventional banks do and Its fundamental errand is to make an extraordinary and new age bank environment where every member will have a plausibility to pick a required bank benefit and acquire on it.

At the core of BANKllect arrange is a member. The member is an individual or organization with or without starting budgetary capital (fiat cash, coins, tokens). Our own particular innovation «Proof of Participation (PoP)» enables the members to gain cash by a level of its action in BANKllect arrange. Mining process is as straightforward as picking one of the bank benefits and gain on it.The name of BANKllect's token is «Sphere» (SPH). The name of the token was not coincidentally picked.

BANKllect will work inside Decentralized Intellectual Advanced Network (DIAN), «IntellSphere» (Intellectual Sphere)

BANKllect SOLUTIONS

1. MICRO LOAN SYSTEM (MLS)
   MLS is specifically designed for participants of BANKllect network who, first, would like to earn some money using own cryptocurrency, second, would like to get some money for own needs.

2. PROGRAM OF COLLECTIVE DEPOSIT (PCD)
   In compared with Program of Individual Deposit, PCD connects two or more participants of BANKllect network for the purpose of sharing risks between each participant involved in deposit contract (smart contract). PCD also gives an opportunity for earning extra money through mechanism of collectively accumulated crypto tokens.

3. VENTURE CAPITAL PLATFORM (VCP)
   VCP is, first of all, designed for development of crypto market. VCP connects both sides, venture capitalists and professionals for a single goal - «Creation of Innovative Products in Crypto Market.

4. PROGRAM OF INDIVIDUAL DEPOSIT (PID)
   PID connects one single participant to another single participant of BANKllect network for the purpose of signing a deposit contract (smart contract).

5. SYSTEM OF ASSET ASSESSMENT (SAA)
   SAA is a modern IoT-based methodology of assessments of fiat assets. An object of the assessment can be a property of as an individual as a company. The main goal of SAA is tokenization of the assets.

6. MULTICURRENCY EXCHANGE SYSTEM (MES)
   MES will let do an exchange from any cryptocurrency that is presented on crypto exchange. The exchange can be done as for other cryptocurrency as to fiat.

7. IN DEVELOPMENT

*Individual Credit Program

*Collective Credit Program

*Client Insurance Program (for participants of BANKllect network)

*Currency Exchange System

THREE WHALES OF BANKllect

Self-regulated Intellectual System (SIS)

At the heart of SIS lies three core principles:

1. Equal conditions of collaboration between participants of BANKllect network.

2. Inviolability of participant data.

3. Transparency of participant activity.

SIS determines a series of rules of participant collaboration. SIS gives an unique possibility for participants of BANKllect network to themselves establish norms and rules during the process of signing (accepting) of a single-side or multi-side smart contract. The participants will be able to themselves track and control as the activity of BANKllect bank as the execution of smart contracts.

Anti Money Laundering System (AMLS)

At the heart of AMLS lies two innovative technologies:

1. System of analysis of participant activity.

2. Algorithm of cross-referenced identification.

System of analysis of participant activity is based on an advanced technology of multilayers Rosenblatt perceptron. It allows not to only identify direct actions of participants such as money transfer, debit of participant wallet, credit of participant wallet, loans of any kind, but indirect actions such as relationship to financial bank deals.

Algorithm of cross-referenced identification is based on methodology of directed graph. The algorithm allows to practically identify any participant with minimum initial data about his or her activity.

Client-Guard System (CGS)

At the heart of CGS lies a flexible system of client classification. The system allows each participant of BANKllect network to decide what kind of his or her personal or business information will be public or not. CGS gives an unique possibility for participants of BANKllect network to save their most important information in cryptographic BANKllect bank cell. BANKllect bank proposes an official guarantee of safety of participant cell. Moreover, insurance of cell entry will be included.

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