Binance Labs and Libra Credit reinvent the cryptocurrency loan market

in binance •  6 years ago 


The Blockchain Binance Labs Technology Incubator just signed a partnership with Libra Credit, a startup Blockchain that develops a network of decentralized loans. It invested in the cryptocurrency and fiduciary money lending business using its own digital currency, the NBB, as collateral.

A social impact fund of the largest cryptocurrency exchange in the world, Binance, is taking advantage of the growing demand for cryptocurrency liquidity by working with Libra Credit. The latter is a decentralized platform for financial services based on virtual currencies, focusing mainly on loans.

Commenting on the new partnership between Libra Credit and Binance Labs, Ella Zhang, the CEO of Binance Labs said:

"The founding team at Libra Credit has extensive experience and resources in financial services and payment solutions. They are committed to lasting impact on the industry. "
https://twitter.com/_christychoi/status/1022812526570921984

A technology incubator service Blockchain

Binance Labs has invested in 4 projects including Mobilecoin , Oasis Labs, CertiK and Republic until the month of June.

Its new investment is quite different from its usual, Binance Labs' stated goal has always been funding and consulting service through a Blockchain technology incubator to projects in the pre-ICO phase.

Although she describes quite modestly as a "crypto-believer helping other crypto-believers" , Binance Labs offers rigorous commercial incentives to startups in the industry . This is a launch platform for ICOs. It greatly increases the chances of achieving the ambitious goals of the companies, while giving priority consideration to the registration at the crypto-Bourse Binance.

Libra's Initial Coin Offering (ICO) ended May 5th. She was able to raise $ 26 million. The company aims to launch a loan platform and a mobile application dedicated to borrowers. It tests the viability of loans and borrowings based on credit scores and its own risk management technology.

Its platform is expected to be available to the general public in the third quarter of 2018. The launch of the mobile application is expected before the end of the year.

Strong demand for cryptocurrency loans


The cryptocurrency credit market has been developing significantly in recent months. It allows crypto-investors to use cryptocurrencies as collateral while having funds to invest in other projects.

see also: Former Visa CEO joins crypto-bank Crypterium
Galaxy Digital , the billionaire-led cryptocurrency bank and investor Mike Novogratz, was able to raise $ 52.5 million for BlockFi , a cryptocurrency lender that grants up to $ 10 million in Bitcoin (BTC) and Ethereum (ETH).

The Estonian startup CoinLoan also launched a cryptocurrency loan service earlier this year. The ETHLend service allows to lend chips with Ethereum as collateral.

What do you think of the partnership between Binance Labs and Libra Credit? Let us know in the comments section below.


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