I agree with your comments on the return of goods "purchased online" from some sources, but I really don't see it being a problem in my online purchases and local community at this point. Many local stores are already accepting Bitcoin as a payment method and just like any other currency, if your unhappy with the product, you can return in the same as you could with any other payment method.

If Stripe and PayPal get smart, they will figure out how to manage the return of cryptocurrencies in the future, before they get left behind in the dust of this exploding technology.