You don't sound dumb at all, your enquiring about crypto's and that's smart. I'm no expert but I would recommend investing in Bitcoin and Ethereum ( safest bets ). Educate yourself here on steemit and youtube, lots of video's available. Good luck !
RE: Don't Just Ignore The Anti-Cryptocurrency Talk, Capitalize On It! By Gregory Mannarino
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Don't Just Ignore The Anti-Cryptocurrency Talk, Capitalize On It! By Gregory Mannarino