— SteemCN

That is not how lightning works... I am sorry.

It isn't even blockstream that has the best lightning code source implementation.
You can open channels through other channels, some people won't even need to open channels from the main chain itself. And there are already techniques written out in how to make these things work.
Their is no chance of theft with the current implementations, things will be abstracted and done under the hood. (The same way that you are browsing this website without having to worry about diffie-helmont exchange of keys to make sure nobody is reading your passwords, since it was abstracted into the back-end)
Most, if not all, lightning source bases are implementing tor and other obfuscation and privacy-first capabilities that prevent tracking.
Banks have control of your money, they can freeze your funds, print new funds, etc etc. And they allow you to use them under their rules. However, When you are using lightning nobody, except you, ever has control of your funds. You are safely in control at all time.
If enough people use lightning, it will become impossible to follow payments through there.