ISSUAA Protocol - Next generation DeFi protocol for derivatives of real world and crypto assets on blockchain

in blockchain •  3 years ago 

Hi friends, this time I will provide information about a very interesting project for you to know about a new cryptocurrency called ISSUAA Protocol. Before going to the discussion, I think we all agree that blockchain technology still needs efforts to encourage adoption so that it continues to grow and continue to develop in the future. So for that, let's look at the brief review of the ISSUAA Protocol project below.

Introduction

Blockchain technology and cryptocurrencies have the potential to positively change the lives of hundreds of millions of unbanked people around the world. In addition to the possibility to make and receive payments without having a bank account and deposit money without having to fear inflation and government interference, the opportunity to invest in various asset classes such as equities, stock indices, commodities, bonds, and crypto assets will open up opportunities for many people to invest in much higher long-term returns and to diversify risk.

Decentralized solutions on the other hand have so far suffered from the high volatility of some of these assets. In order to ensure that decentralized derivative products that are issued, reflecting the value of the underlying asset, remain solvent at any given time, these assets must be significantly over collateralized. The example here is Synthetix, which requires a guarantee ratio of 600%. However, this significantly limits returns for investors who help fund the issuance of these derivative assets.

ISSUAA thus takes a different approach to solve this problem

  • To mint synthetic derivative assets on ISSUAA, investors must deposit stable coins, which are pegged to the USD.
  • Investors will receive not one but two tokens. One long token, which one to one mirrors the development of the underlying asset as well as a short token, which inversely mirrors the development of the underlying asset.

With this solution, no central counterparty, that assumes the risk of a price change, is needed and it is secured that there is always enough collateral to fund all outstanding assets.

The system will be governed by a governance token, the ISSUAA Protocol Token (IPT) and is set-up as a decentralized autonomous organization (DAO). IPT will be issued to investors which provide liquidity in the ISSUAA asset market pairs and for participating in voting processes. The rate of issuance is dependent on the delta between the amount of issued tokens as well the max. supply, which amounts to 100m IPT. Additionally, IPT will also be issued to investors who add liquidity to the IPT / USD stable coin LP pool on ISSUAA. This reward mechanism is designed to attract as much capital as quickly as possible, as we believe that this will significantly increase the attractiveness of the system and thus also the value of the IPT token.

The ISSUAA Protocol

The ISSUAA protocol is designed to tokenize real world and crypto assets such as stocks or stock indices, commodities or crypto assets on a public blockchain. The protocol is fully decentralized,
without the need to trust any centralized middleman.

The basic concept behind the ISSUAA protocol is the idea to issue synthetic assets always as a pair. When minting new assets, the user will escrow a fiat pegged stable coin. In return, the user will receive a pair of synthetic assets: A long token, which mirrors the value development and price of the underlying asset, as well as a short token, which mirrors the development of the underlying asset inversely. This means that if the price of the underlying asset increases by 1 USD, the long token will gain 1 USD in value while the short token will lose 1 USD in value. The change in value of the two assets combined does thus not change. The underlying assets will thus remain fully funded, no matter in which direction the price of the underlying asset develops.

Users that hold 1 long token and 1 short token can at any time redeem the underlying collateral by burning the two tokens.

If the price of the underlying asset increases too much, the above mentioned mechanism would eventually break as the value of the short token cannot move into negative territory. To avoid this, each asset comes with a predefined upper limit. If this upper limit is breached, the assets will be frozen. The long token can then be redeemed for the price of the upper limit without the need to also burn a short token. This mechanism is comparable with so-called knock out certificates, which are available for all larger stocks and indices in traditional finance.

ISSUAA offers unique advantages for investors and liquidity providers

  • Next Gen AMM Model: First decentralized finance derivatives liquidity protocol without need for over-collateralization empowers attractive returns at moderate risk for investors providing liquidity.

  • Superior Tokenomics: Reward of active investors/LPs not only with transaction fees but especially with newly minted and weekly granted ISSUAA protocol tokens (IPT).

  • Capital Efficiency: Every single USD stable coin to be paid in by investors/LPs for minting of assets and liquidity providing in asset pools is “working” and generating returns for investors/LPs.

  • Global Access: Barrier free access for everybody to investing, minting, providing liquidity and trading of synthetic ISSUAA assets on chain.

Trading and liquidity provides ISSUAA Asset tokens

The ability to trade asset tokens is an integral part of the ISSUAA protocol. For each asset as well as for the ISSUAA Protocol Token there will be a market, which is regulated as an automated market maker (AMM) or constant factor market model. The core functionality of this section has been taken from the V2 uniswap contract, with adaptations made to the remaining ISSUAA framework.

The heart of the market is the MarketFactory smart contract, which is used to deploy new market pairs and to track existing pairs.

For each individual ISSUAA Asset token, i.e. for each long and short asset token as well as for the IPT token, individual market pairs are being prepared. This market pair is the ERC-20 token, which handles market functions at the individual asset level. All pairs are being set up as a pair of asset tokens as well as USD stable coins.

ISSUAA Protocol Token Distribution (IPT)

Mostly max. a supply of 100m IPT is issued to platform users, which adds value to the platform. Especially in the early stages, it is very important to attract as much liquidity to the platform as possible. Also, tokens will be issued to users who participate in the governance voting process.

  • Weekly rewards volume: Every week, 3% of the so far unissued volume will be issued as rewards to liquidity providers and voters in the governance voting process. The following chart shows the distribution over the first two years - assuming that no tokens are burned:

One of the liquidity pools that receive the weekly rewards will also be the IPT pool, which is aiming to increase liquidity of the IPT token.

  • Rewards for liquidity providers: Liquidity providers will receive 80% of the weekly rewards. This volume will be distributed evenly amongst the individual liquidity pools. Within the liquidity pools, the rewards will be distributed
    proportionately to the share of each user of the total pool volume.

  • Rewards for voters in the governance voting process: Voters in the governance voting process will be rewarded with 20% of the weekly rewards. Each account has the chance to generate voting points in every individual voting process. Voting points will be granted proportionately to the amount of staked IPT tokens. Users which participate in freeze votes or expiry votes and fail to vote for the majority side of the vote (for freeze votes) or are more than 1% away from the consensus’ expiry price will receive neither voting rewards nor LP rewards for this week.

  • Vesting of IPT Tokens: Newly issued IPT Tokens will be given out as two components. 20% of the rewards volume will be handed out as liquid IPT tokens, which are immediately transferable. The remaining 80% will be staked with a vesting period of 180 days. This intends to attract investors with a longer term interest in the platform while at the same time reducing initial sell pressure.

  • DAO share: 10% of all tokens will be minted during the initial deployment. They will be transferred to the Voting machine contract. Users can request a grant for providing services that the community of IPT owners consider valuable for ISSUAA. IPT holders which have staked their IPT will then vote whether the grant will be provided or not.

  • Bug bounty and early bird testers: A share of up to 5% of the total IPT tokens will be granted to users participating in early testing and for a bug bounty program. These tokens will be staked with a vesting period of 180 days.

  • Strategic partners and investors: Up to 10% of all tokens are available for sale to strategic partners and investors. Funds generated from the sale will be controlled by the treasury multisig wallet. These are used to finance expenses such as audit fees and marketing expenses as well as providing liquidity for the IPT LP pools.

  • DAO treasury: Tokens that have been reserved for the bug bounty and early testers share as well as the strategic partners and investors share, which are not allocated until mainnet launch, will be transferred to a multisig wallet, which is controlled by DAO members. These tokens can be used for a variety of community governed purposes, including bootstrapping initial liquidity for the IPT token.

  • Team share: The team of early contributors will receive a 15% stake in the IPT token for their development efforts. 80% of these tokens will be staked with a vesting period of 180 days to 1 year.

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This is what I can say in this article. If you need accurate and reliable information, you can visit their official link, which I have provided below:

Website : https://issuaa.org/
Whitepaper : https://issuaa.org/static/media/ISSUAAWhitepaper.7336dcfb.pdf
Telegram : https://t.me/issuaa_main
Twitter : https://twitter.com/issuaa2
Discord : https://discord.gg/ttu8vEQM6G
Medium : https://issuaa.medium.com/
Instagram : https://instagram.com/soficoagency

Username: Bidadari_surga
Bitcointalk profile: https://bitcointalk.org/index.php?action=profile;u=1011291
Wallet Address: 0xBd706dD25c38c5502DbB2B254bFA6bbD54b8F8d3

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