Fintech is a term that does not leave indifferent the major players of the international financial market. The branch of financial technologies has been developing so dynamically lately that it managed to attract not only the visionaries of banking, but also state public-legal institutions. However, fintech is only the "tip of the iceberg", covering the numerous shortcomings of the current financial system, but not capable of changing the rules of the game as a whole. But what can replace such a fundamental, widespread system? Practice shows that the technology blockade suitable for this ideal.
Technology itself, according to experts, is on the third stage of development, which already allows creating entire platforms that surpass in their functionality and efficiency many fiintech start-ups and are already ready to seriously compete with the banking sector. This is the platform now being created by the specialists of Bloomzed.
The Bloomzed project is a modular solution that allows you to cover all the needs related to the financial activities of both individuals and legal entities in an international format. The creators set themselves an ambitious task with the use of modern technologies of data storage, processing and analysis. Next, we will consider the solutions that have been used and are already successfully tested by the first customers of the company.
Initially, the platform was built taking into account the interests of business. However, no one will argue that no organization exists without clients. Analysis of the proposed Bloomzed solutions for individuals allows us to conditionally divide services for individuals into six areas, each of which has used advanced technological solutions, namely:
Identification services (Biometrics, Tokenization, Multilevel Authentication, Digital Authentication of Data);
Financial services (Multiplatform and multicurrency application, Crypto currency, support for NFC, QR, USSD, Bluetooth Smart, etc. Available - payments, transfers and storage of all types of funds);
Investment Services (Exchange Center, Virtual Depository, Direct and Institutional Investments, Trust Management);
Service delivery systems (Lending, Insurance, Digital store of goods and services, Tickets, etc.);
Loyalty systems (Unified loyalty system (discounts, bonuses, cashbacks), Multi-level system of cashbacks and bonuses, Gift certificates, Subscriptions and Direct communications with service providers);
Accounting systems (Personal accountant, Detailed statistics, Transparent accounting system).
The Bloomzed project not only assumes the responsibility to provide better services for these services with the help of its specialists and with the help of solutions from the pioneers of the development of the above technologies, but also guarantees smooth transition to the platform by supporting current, widespread standards (support for International Payment Systems, Translation Systems and Internet-wallets, Exchange platform and Exchange hubs).
The focus of the Bloomzed platform is the creation and development of business
As for services for legal entities and entrepreneurs, the number of supported standards and services will hardly fit into one article, therefore only the main modules are presented for consideration:
Identification services (taking into account the increased amount of information regarding individuals);
Financial services (Self-multiplatform application, Acquiring, Physical solutions for conducting, storing and accounting of financial transactions);
Investment services (full access to financial and investment markets to ensure the full operation of the company and increase profitability);
Croudfaunding and Capital Turnover services (fund-raising systems, publication of the company's shares to attract capital and search for partners);
Platform for creating a store (Creating, Operating, Scaling a virtual and physical customer service point);
Sales channels and sales markets (Digital goods and services store, customer search, audience analysis, advertising and marketing tools);
Loyalty systems (Unified loyalty system, Gift certificates, Direct communications with customers and suppliers);
Accounting systems (Detailed statistics, Transparent accounting system, Accounting and audit services).
Moreover, the creators of Bloomzed understand that if the realities of our time allow somehow to blur the legal and time limits for individual clients with the help of advanced technological solutions and standards, it is not enough for entrepreneurs and entrepreneurs. That is why the company outlines a number of actions for the legalization of business and its legal transparency, which makes it possible for clients to choose to conduct open activities or protect their activities from close monitoring by supervisory bodies.
Of course, there is a certain correlation of the services provided to individuals and legal entities, which is not