You may need a little extra cash for home remodeling or college tuition, or you may want to save some money. Whatever your reason, refinancing your home loan can be a smart move until you get a lower rate. Here are some simple steps to ensure that you get the lowest possible rate on your home to refinance loan:
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Lenders use your credit score as a tool to determine your interest rate. In general, the better your score, the lower your rate. Before applying to refinance your mortgage, check your credit report and see if there are any errors.
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