Oh joy besides thinking vaccines cause autism, Trump's pick for the CDC was a president of a health cost sharing ministry.
These Christian companies got Chuck Grassley to sneak an exemption for these programs into the ACA.
Members pay a periodic fee based on different tiers. When they have a medical event, the other members' fees are supposed to pay for part of the cost.
They don't have the safeguards of an ACA compliant health insurance plan and don't actually count as health insurance.
They have lifetime spending caps and discriminate against those with pre-existing conditions. The board of directors decides what to cover.