How to do “Lending” in Poloniex” 如何在Poloniex 做借貸來賺取利潤

In this article, I am going to show you how to use your coins (BTC, LTC, ETH, etc…) you stored in Poloniex to make some profit, without actual trading! This is what I am doing right now because I am not good at trading at all.

我現在放在 Poloniex 上面的 coins 都是以”Lending” 放出去收取費用來賺利潤，因為我並不精於做買賣。

First of all, you need to login your account, of course.

首先，當然要登入你的戶口。

Then you have to make sure you have coins in your “Lending” account.
Note: Coins in your wallet cannot be used for Lending.
You can transfer coin from wallet to “Lending” account.

再下來就是要確定”Lending” 戶口中有貨幣在。
注意：放在你錢包的貨幣是不可借出去的。
如果你想借出貨幣，就要將貨幣轉到 “Lending”戶口。

At upper right corner, click on”ACCOUNT” menu. Then “BALANCES”, then “TRANSFER BALANCES”

在右上角選 “ACCOUNT”菜單。接下來選“BALANCES” ，然後“TRANSFER BALANCES”。

In the table, you can check balances in different accounts:
Exchange is your wallet for trading purpose
Margin is the account for Margin trading
Lending is the account for you to lend your coins out. You have to transfer your coins here in order to lend them out.

在圖中的表格可以看到你在Poloniex 的不同戶口的結餘。
"Exchange" 就是你用來做買賣的戶口。
"Margin" 就是孖展或保證金戶口。
"Lending" 戶口中的就是你用作借出獲利用的貨幣了。

To transfer coins from Exchange or Margin account to Lending account, type the amount of coin you want to transfer in the box, make sure the correct “from” account is selected, then in “to” account field, select “Lending”. Finally, click “Transfer” button.

如你想要將”Exchange”或”Margin”戶口中的貨幣轉到 戶口, 你只需將你想轉移的數量填入”Transfer” 位置中,最重要的是”from”一頂沒有選錯, 然後就是”to”一頂要選”Lending”. 最後當然是按”Transfer”按鈕.

Now you can process your lending offer, in this example, you have 0.00000151 BTC in Lending account. Let’s say you want to offer all lending out all the available BTC at a daily rate of 0.15% for a period of 2 days. Just fill in the corresponding fields with the figures as shown.
If you want to auto-renew the offer, just check “Auto-renew” checkbox.
Once you confirm the data is correct, click “Offer Loan” button.

現在你可以進行借出貨幣的操作了. 以圖片為例,你有0.00000151 BTC可供借出. 如果你想把它們全數以日息0.15%借出, 以2日為期限. 你只需把相對應的數目如下圖所示的填好就可以了.最後,你可以選擇”Auto-renew”,即自動更新你的借貸議案.
如果你確認所有資料無誤,只需按下”Offer Loan” 就可以了.

Your loan offer will be shown at “MY OPEN LOAN OFFERS” table.
If the loan is taken, it will be shown in”MY ACTIVE LOANS” table. Beware that your loan offer can be accepted in portions by different requestors. So your loan offers could end up be shown in that table as multiple entries.

你的借貸議案會在”MY OPEN LOAN OFFERS”一表中出現.
如果有人接受的話,就會從自表中除掉,而在”MY ACTIVE LOANS”一表中出現.
要注意一點,就是你的一個借貸議案是可能被多個不同的人按他們所需的借貸量而分開接納的. 所以你有可能會見到在”MY ACTIVE LOANS”一表中出現多條借款頂目.

Now you have your coins on loan and generating incomes for you without taking high risk. A daily interest rate of 0.15% is actually a very good return, think about it.

現在你的貨幣已經借出,為你帶來風險很低的收入. 不要少看0.15%的日息,它可以一筆很可觀的收入!!!!

I hope this article helps. Happy profit making!

希望這文章可以幫助大家快樂地賺錢!