Have you ever heard that Costa Rica is not a “budget destination”? You’ve heard right. But what that usually means is that Costa Rica is a challenge to shoestring budgets because traveling Costa Rica on a budget is possible. And not just possible, but very doable.
Certainly, you’ll have to get a little creative. And you may have to make a few swaps of this for that. And you’ll more frequently choose a free beach day or a $10 pp national park hike over a $150 pp tour day. But you can and will travel, explore, and enjoy the wilds and wiles of Costa Rica on a budget.
Here are a few tips to get you started:
Tip #1: Always Read the [Menu] Fine Print
In Costa Rica, all restaurant service taxes (13%) and a basic tip (10%) are supposed to be included in the prices listed on the menu. In other words, if a dish is listed at ¢5,000 (about $7.50), then the final price should be ¢5,000 – not ¢5,000 + 13% service + 10% tip.
That said, some restaurants list their prices without the service and tip. So, do your budget a favor and always check the menu (usually at the bottom/footer) for text along the lines of “Los precios incluyen I.V.I.” (Prices include I.V.I., or the service + tip tax) If you see something along the lines of “Los precios no incluyen I.V.I.”, then the 23% additional is not included. Some restaurants will include the 13% service fee but not the 10% tip; in this case, the 10% tip is not optional and will always be added onto your final bill.
Tip #2: Avoid Renting a Car
This one doesn’t apply to everyone – but not for budget reasons! Because, without a doubt, rental cars are a big expense in Costa Rica. (More on that, in a minute.) But first, a stipulation: If you’re an adventurous, independent traveler who loves venturing the road less traveled (literally), even if you’re traveling Costa Rica on a budget, then you will absolutely want a car. And make it a 4WD because you’re going to need it.
But if you’re looking to save some dough, don’t. Here’s why: You may find a great deal online for a rental car. You may also have a credit card that you are absolutely positive will act as your third-party liability car insurance (required by law). And yet, most rental car agencies will be absolutely positive that it does not.
You can fight the good fight – and some people win – but unless you’re one of the lucky ones, you will be asked (subtext: required) to pay an additional $30-$60 per day in insurance – and that’s not even full rental car insurance! Want zero liability and roadside assistance? Tack on an additional $20+ per day. In other words, it adds up.
And now, you’re wondering about rental car alternatives? You can also ask your travel concierge to find you an all-in rental car price to fit your budget OR you can use a combination of airport transportation, private drivers/taxis/Uber, public buses, bike rentals, and walking, depending on where you’re headed. (Get in touch and we’ll be happy to help you figure it all out!)
Tip #3: If You Need More than One Room, Rent a Vacation Home
Believe it! Upgrading to a vacation home can be one of the easiest ways to travel Costa Rica on a budget. (Pictured: The spectacular pool at Sunrise Condominiums)
Unless you’re a true shoestring traveler staying in hostel dorms, then you’re probably working with a modest accommodation budget (say, about $100/night/room).
If that’s the case, then consider staying in a vacation home and not a hotel. Here’s why: In addition to offering more space, greater privacy, and just-for-you amenities, private vacation homes are often less expensive than their hotel counterparts. For example, several of our Tamarindo vacation homes are under $100/night per bedroom – and they offer a lot more than a bedroom.
Bonus: You can also save money prepping meals at home in your vacation home’s fully equipped kitchen. Even if you’re prepping just your morning coffee, breakfast, and a quick lunch sandwich, you’ll save over dining out (even on the cheap) for every meal.
Tip #4: Do NOT Exchange Money at the Airport. Or Anywhere, Really!
Many of the best things about the Costa Rican experience are free. Currency exchange isn’t.
One of the biggest rip-offs in Costa Rica? Currency exchange counters. Whether they’re at the airport, the grocery store, or a local souvenir market, chances are very good that you’ll get hosed by the exchange rate.
Instead, always skip the exchange step and let the banks do it for you: Withdraw Costa Rican colones (pronounced co-lo-nays) from any ATM within your network. What ATMs are in your network, you ask? Almost any ATM marked ATH (a toda hora, or all-hours) is equipped to handle international ATM cards; additionally, all ATMs will be marked with network stickers, ex. MasterCard and Cirrus/Plus.
That said, you probably won’t need a lot of cash. Costa Rica’s credit card acceptance network is wide – many taxi drivers can even accept credit cards! – and most payments are contactless. That said, cash is required for tips, small artisan souvenir purchases, oceanfront coconut water (fresh from the coconut), and other minor purchases.
Tip #5: Eat at Sodas
One of the best ways to save money when traveling Costa Rica on a budget is to savor (and fill up on) a dose of Costa Rican culture is at a local soda. (Note: Not a fizzy drink.)
Sodas are Costa Rica’s version of the mom-and-pop or corner diner, serving up hearty, homemade, and traditional fare. The most filling and typical meal: a casado, which “marries” (casado means “married”) many of Costa Rica’s most traditional dishes, including your choice of protein (beef, chicken, pork, or eggs/fried cheese for the vegetarians), rice, beans, salad, and fried plantains, often served with a small fruit juice. For $3-$5 (at local sodas, not tourist traps), you cannot beat this cheap and filling meal!