Does checking my credit report count as an inquiry and hurt my credit score?
The quick answer is, NO. Checking your own credit report will not lower your credit score or count as a hard inquiry on your credit report. You can check your own credit as much as you want. Learn more:
Where should I check my credit score? http://free3scores.com
How can I improve you credit score? https://www.BetterCreditGuaranteed.com
I don't believe you checking your score does, but when creditors run your score, it does.
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Yes, that is correct. Anytime you apply for credit, it will count as an inquiry against you.
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