This isn’t FUD, if anything it’s a picture of the nature of this market. This is reflecting back on a time when I knew nothing about crypto, wasn’t even a thought. Of course it’s all hindsight 20/20 and I picked this coin as an example because it has been successful and stable. Here is what could have been:
Neo price 12/24/2016 = $0.13
I had $147,000.00 in savings at that date.
IF I had put 5k in...
$5,000. / $0.13 = 38,461 coins
Neo Price 12/24/2017 = $60.00
38,461 x $60 = $2,307,660
This price only went up...
Highest was $166.00 per coin which = $6,384,526.00
Neo began to pay dividends with a token called GAS.
Today’s GAS price: $40 per token
38,461 NEO coins generate 3,938 GAS tokens per year on average.
Gas @ $40 x 3,938 GAS coins a year = $157,520
I post this to say, the coins you have might not be moving right this moment, but they could easily turn into this scenario. 
, hope this drives optimism for this market.