XRP is not going to over take ETH, banks have enough in house IT talent to create their own block chain solution for cross boarder payments. Don't bet on the POC's, banks will do POC of all emerging fin-techs but very few will result in actual deal/implementation.
RE: Ripple (XRP) WILL Surpass Etherium (ETH)
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Ripple (XRP) WILL Surpass Etherium (ETH)
Yeah you're probably right.
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