There are quite a few banks already using Ripple tech, and there are also a lot of people in this world that are skeptical of cryptos and would prefer something centralized. I do see a need for Ripple in the immediate future, but once people realize their crypto has the possibility of being tje safest currency out their and its not going to just disappear, I see that need dissipating. 👍
Then again this also happened so I guess anything is possible 😂😂