Nice article, this part is sound advice:
"What are the cryptos that you would choose if 19 out of 20 failed?
Which have the tools in place to be Amazon?
Who has money? Who has a product? Who has leadership?
Steem, EOS, ETH, BTC, BCH etc.
You need to decide. Think where do you want to put your money. What coins have the infrastructure in place to survive if the market crumbles?"

What everyone needs to get here is money as we know it is migrating to crypto because it's a better product and the market in which these cryptos are fighting it out is a regulation resistant free market and cryptos that add more regulation resistance will be more popular, like privacy coins for example. If you are prepared to hold long term you really can't lose at these prices, the total market cap could easily go to $10trn in the coming 5-10 years, that's ten times what it is now.