@chbartist, the days of just riding the up escalator by HODLing any cryptocurrency are over. If that were the case, you could just throw a dart at the coinmarketcap board, buy whatever the dart lands on, and then sit back and place an order for your next Lamborghini.
The crypto market is maturing, behaving somewhat like the stock market, which has been famously described not as a stock market but a market of stocks. In other words, you need to do your homework and separate the wheat from the chaff, because 99% of the coins will go to 0.
Yes, a shakeup is coming. Those coins based on a hope and a prayer will die a slow death. The speculators will eventually be squeezed out. If Bitcoin goes under 6K and Steem goes below a dollar, there may actually be a reason for the escalator to have switched from up to down and consider the possibility that it may go to the basement. Each crypto must stand or fall on its own merits.