If Banks take it on board then doesn't this just do more to legitimise cryptocurrencies in general? If your average Mum and Dad investors can see some direct interest or investment from banks into a Crypto then I think they will look twice at situation.... Also from a price perspective I would think this would lift Ripple's price massively...? Although I can see your point that it isn't true to the decentralised model but I think that's the hardest part for people to get past when learning or thinking about crypto currencies, everybody is brainwashed by the system. Therefore could this be a bridge?