"Pride always comes before a fall"...

A very true statement and one that most of us have encountered. I mentioned in my previous blogs that my family situation was slightly complicated. Well, this was partly to do with pride and after a long hard think, I decided it was time to swallow a big chunk of pride flavoured pie... Mmmmm.

Back to Momma's house.

That's right, we're going back to mums. It's going to be a strange dynamic, living with my mum and my daughter and hopefully it will be good for my daughter too. Stability is a great source of strength for a child and I am looking forward to seeing what effect this has. I'm also looking forwards to having some peace of mind. In fact, just knowing I have somewhere to go has already given me some solace. I am one of the lucky ones and I know this.

As well as this great news, I have also have more positives to tell you about. As you may know I had a meeting about bankruptcy and how to start proceedings. This meeting went ahead and not only have I found out I owe £11,000 I have been told I can add all of it to the bankruptcy order, lock, stock and blooming barrel! So if this all works out I can actually draw a line under this and start again, a fresh start. This also gives great peace of mind to my mum, as the thought of having debt goons at her door must not have been nice.

The meeting was quite entertaining, not just because of the hundreds of letters I had brought. At one point we were trying to work out how much I owed in council-tax and at some point the kind-lady just gave up. "OK...This will be simpler if we just phone the magistrates"

My first thought was if I had a warrant out for contempt of court. I had received that many threats and missed that many court hearing there quite well could have been. The fact that I was in the building attached to the local Bobbies office wasn't too comforting at this point either. Of course this was just my imagination running away in the blink of an eye and my concentration soon focused on the voices talking over the phone. The lady had gotten through to the magistrates office and was going through the ID process. After my name had been repeated for the 10th time, I then heard the man react to my account being revealed... "Aaahh, Daniel. Yes, are you ready?"

Now the advisor in front of me had no idea about my Lawful standing and my protest against the government, but she was about to find out, very quickly... As the lady across the table began to gain interest the voice on the other end of the phone stated clearly "2014, there is £456 owed. 2015, again £456 owed. 2016"... and so on and so on.
I tried not to smirk, honest...

After the phone call finished the lady turned to me with a curious expression on her face and said "What the reason your council tax hasn't been paid for so long?" And so then the conversation turned to law and injustice. To my absolute surprise the lady didn't begin ordering a straight-jacket. Instead, she turned to her computer, typed in a few words, and then asked me if I knew of "This guy". I can't remember his name now, but I found it quite comical that someone payed to pacify the products of corruption was as opposed to 'Big-Brother' as I was. This was all very entertaining and actually made the rest of the process quite easy. No more bullshit and no more white-lies to avoid awkward moments. Everything was on the table, literally.

By the end of the meeting I was informed about being able to clear all of my debt in an "insolvency plan". This is slightly different to a 'bankruptcy' , I guess, but exactly what I needed to do, according to the advisor. I trusted she knew her job and from the outcome I have to agree. All I have to do now is find every single debt letter I have and then pay £90 and get a 'release order'. After this has been granted I can show it to any debt goon and send them packing. That will be a moment to relish and by god, I most certainly will when that moment arrives.

Obviously, both of these conclusions give my job prospects a great boost. For now it is time to pack me bags and get ready to move on. My daughter is a strong character and she is already looking forward to taking over ownership of my mum's dog. Times are looking good at present and the same can be said about my love life, too. But that is all I will say about it for now. I don't want to jinx the situation I have found myself in and if things proceed on-coarse it looks like things could turn out rosy. Experience has taught me not to hold my breath on things like this, but maybe this time things will work out. Time to cross those fingers...

Back to how it all began.

I left off telling you how the council had sold the first of many of my debts, to a 3rd party collection team. For the sake of my memory I will just say it was 'Robinson Way' who purchased a bundle of debts from the council. All these 3rd party debt companies are the same, so I won't waste our time differentiating.
For those who aren't aware that councils sell debts "in bulk" to private companies looking to make a profit. My understanding is that this debt is traded for as little as 10% of the original amount. For myself, this meant that the £400 'Robinson Way' were demanding from me, only £8 pound of it was actually owed.

Under common law this is classed as selling justice and is a blatant criminal act. The fact that the government are aware of this seems to make no difference today. On paper it actually looks like the government uphold this law today...

source

Unfortunately, I wasn't well versed in common law at this point. This allowed me to make the mistake of a lifetime and as I described in my 2nd post, resulted in me signing over all my goods to 'Robinson Way'.

There I am, stood in my own living-room with some goon listing all my property and the guy tries to make polite conversation... I don't remember my exact words but they were the last we ever spoke. I signed his payment plan for £10 a week, not knowing I could have bartered it down to £1, had I not let them in, and that is just what he wanted. It was a disgusting experience and I would forgive anyone for reacting violently to this kind of thing. I used to be a feisty person but not since my daughter came along. And in all fairness the goons conduct was quite respectful. That may have been something to do with the fact that I had jack-shit to take and this made his tactics even more precarious.

In the end it doesn't really matter what property you have, unless it is really expensive and the people who own expensive things don't tend to get chased by goons. They usually just put it on the credit card... My point is that they want cash, but even that could be secondary. The way I see it is these companies are just hired council-thugs, mercenaries without the training. Because this business deal needs both parties to be as willing as the other, to me, that means they are equally involved all the way along, from pick to pocket. Therefore we have a council willing to cut more than its losses, while also allowing its thugs to use extortion tactics on its citizens, just to prove a point.

For those without the safety nets I have found, it often ends up in becoming homeless. Now whether that be "sofa-surfing", living at your parents or just plain homeless, it is all relative. It's degrading not to have your own property and the longer folks live in debt the more property they give up. Most people don't even realise they are doing it. They happily trade in there own reliable car for a newer, 'cleaner', model and they probably can't help boast about how nice it feels to be driving a brand new car. Only problem is they don't actually own the car any more. You see, they have just signed up for a lifetime of renting a vehicle..."But you get it serviced for free", is what you always hear in response to any critical questions. Figures speak for themselves and most folks now have a monthly payment plan of around £200 for a car they will never own. So even those who seem to be living the high life are still only a rainy day away from where I am. I don't mean that in a gloating way, I just want to expose how perpetual debt is woven into society and I think the automotive industry is now a fine example.

So getting back to the story I was now paying £10 a week and I was also under the threat that if I ever missed a payment I would "instantly void the deal, allowing agents the lawful right to force entry and take the goods they had listed in the initial visit."
At this point I was working but having random days off and pissing of my employer all the way. I managed to keep up with the payment plan, almost to the end. But as fate would have it I eventually slipped up. I remember ringing up their offices and frantically pleading my case. I found it very strange how calm the lady on the phone was, but this was all made clear to me a few moments later. "Oh don't worry Hun, you can just set up another payment plan"
And then the 'catch 22' was revealed. "OK that has been set up. You original remaining debt(£100) has now been added to the new plan and that totals £350, ok?"

Oh yes, they most certainly do this. I have the whole in my wallet to prove it. Well actually I don't, as not long after this I went entered into Lawful rebellion and found a way to fight back. I will tell you about this in the next part of the story.
Now I did say I was going to tell you about how my previous employer came back to "kick me while I was down". So lets take a trip back before the debt goons had come and about 3 months after my employment was terminated.

On the day I was fired I drove my work van to the main depot and spent the morning cleaning the van. I knew I was in for the sack and knew this meant the van would be check on return. I didn't have much to do and most of the morning was taken up by itemising all the company tools. I'd robbed all the good stuff a long time ago and what was left they were welcome to. I feel no guilt saying that now. Anyway the van was clean, the check went well and it got the all clear. I was later sacked and then driven home after having to wait around for about an hour. In all this time Nobody ever complained about my work van.

3 months later I received a letter from my ex-employer, stating that I now owed them nearly £300 for "Cleaning the van" and this was calculated from the, reported, 8 hrs labour, split between the 2 men they had working on it. This letter was signed of by a guy called Ian Fox and the bloke was as sly as the name suggest. To be fair he was in the right place, the whole business was full of people ripping each other off. Whether it was mechanics claiming hours they hadn't worked or the managers ripping off the haulier, it just seemed like survival of the fittest and folks were allowed to get away with whatever they were fortunate enough to execute. In the case of Ian Fox he thought he could get away with robbing £300 that I didn't have and for a job that never existed.

I knew from the moment I read it that it was a sham and I was quick to get on the phone and have a massive slanging match with Mr Fox. After many expletives I told him that if he wanted the money, then he would have to take me to court. Surprisingly, the twat had the balls to do it, just not the intelligence to do it properly. I'll never forget how the judge laughed at him when he said "Have you really come all this way with no evidence of your claims at all? And aren't you the one who has brought this claim to be?"

I on the other hand had come very prepared and along with many other bits of info, I had rang the office for tracking reports on my van. These would prove my movements that day, correlating the timeline to my story. Well, it would have, had my ex-employer not refused me this vital piece of evidence. As I thought at the time, this was not going to look good on their end and making sure they replied by email was very intentional. Printed out in black and white, a refusal of evidence is quite a powerful tool in a court of law. It certainly was that day and watching Mr Fox try to explain himself to the judge was almost as good as watching him stumble out the door. He must of cost his boss a lot of money that day, court costs, his days wage and the travel cost, all included.

Thanks for your support folks. It means a heck of a lot and I hope I am giving something back by sharing this experience. Come back next time for more about how I found Lawful Rebellion and the massive effect this had. I will also be reliving the moment I had my last £80 taken from me, by a fraudulent company who were well known to the ombudsman. This was around 4-years ago and I am sad to say this family business is still trading today. Find out next time, as I expose the Birmingham couple behind this disgraceful scam.
PTYAY

Written by @article61