At one of my lowest and most desperate points, I was fraudulently charged £80 by a company saying they were going to loan me a large sum and finally consolidate my debts. They turned out to be nothing more than a referral company and were well known to trading standards. When I rang trading standards to report this company for having a misleading website, I was told something that made my soul sink.

"Write to the company and inform them of your actions with us, then they will refund your money. They always do this and just hope you don't complain. Your not the first to report them and the more complaints we get, the closer we come to closing them down"

That was about 3-years ago and it appears nothing has been done to punish this wicked company. I will never forget their name and the folk running this scam should be ashamed of themselves.

Ironically, this company is a family business, ran out of Birmingham, UK.

source- companychecker.com

I watched the BBC's docudrama with chills running down my spine and praying that my mother was not being taken in by this warped programming.
I, like Jerome, spend a lot of time "on-line" and gather much of my intelligence from what has been coined "alt-news" websites. These are websites that are now being re-branded as "fake-news" websites, but only if you want to believe the mainstream reports.

This similarity will be common in many people from all walks of life, as the internet has been woven into the fabric of society. For the BBC to use the internet as a possible trigger to suicide, they tar every suicide victim with the same brush, simply walking away from responsibility and siting spurious websites and vague statistics as evidence.

I know many websites that speak openly about the possible causes of debt and they are all classed as "fake-news" websites in the eyes of big brother. But I tell you now, that I know that these sites are full of people offering hope, not despair. Almost everybody in Jerome's situation will find there way to a site named 'www.getoutofdebtforfree.com'. I personally think that their tactics do not work, but as I have since found out, neither do mine.

Nevertheless, groups like this and my personal favourite, denouncethedeception.com, have much protection and reassurance to offer. It would appear obvious to me, that it would more likely have been the oppression of the state that took away Jerome's hope and distinguished his fire.

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Ultimately, the BBC are claiming that unrestricted web-content is to blame and not the governments system of debt collection... I'll let you be the judge, but my guess is that Jerome's death was caused by the determined and thoughtless efforts of the collective. Conspirators who terrorised this young man, for the sake of greed and principle.

Well, I think most of us are now getting the message and that it is simply this...

..."pay-up or face the consequences".

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Just to add to the complete hypocrisy of this docudrama... If the BBC did think that displaying and advertising suicide is to blame here, then why are they displaying and advertising suicide...? This drama was so lacking in any form of evidence or responsibility to the truth, that all anyone could have gained from watching it is a "promise" that our government is on the case and an increased awareness of suicide sites...

As logical as death sometimes seems to many folk who are crippled with debt, I will not be leaving this world in the tragic way that Jerome has. I have a wonderful daughter to raise and I also have been fortunate enough to find out the truth about this disgusting system. Therefore, the empowerment of knowing that I am being conned has insulated me from the kind of despair that took Jerome to this darkest of places.

If Jerome would have known his lawful rights and more importantly the rights of 3rd party debt collectors, he would have known how to protect himself, he would not have felt like a failure, and he may not have then taken his own life. All it would have taken was for him to place his bike within his property, ie a shed or in an enclosed garden... That way these goons wouldn't be able to clamp the vehicle, as 3rd party agents have no rights to force entry to your property and you DO NOT have to sign there contracts of payment. Stalemate.

There was a part in the drama that showed the debt collector at Jerome's house and he phones the police, lying that he is being obstructed by "A breach of the peace" and unable to carry out his legal duties. The BBC showed the officers turning up and after they saw how vulnerable Jerome was, they concluded that no such breach of the peace had taken place. They then show the police walking away and you could quietly hear them mutter this vital piece of information.

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Police only deal with criminal offenses and debt comes under civil law, which prodominently deals with disputes between businesses.

YOU CAN NOT BE IMPRISONED FOR A CIVIL OFFENSE, so as long as there isn't a victim of violence, loss, or damage(Which Jerome was actually experiencing at least 2 of those), then the police should have no jurisdiction or interest in being there. This then leaves you with one mans word against another and at this point trespass is trespass, regardless of anyone's assumed authority. Most debt collectors will be trained to aggravate you and they will happily instigate violence and then phone the police who 9 times out of 10 will always side with the Goon. One trick is to wedge their foot in your door in the hope that you slam the door on it. He will then have reason to accuse you of assault and in his own self defense, he will probably push hard on you and the door... Access gained and you now have to assault them to remove them. Checkmate.

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Foolishly, I began watching last nights docu-drama in the hope that it would expose the councils greed and show their sub-contracted goons for the henchmen they really are... But this is the BBC and I should have known better...

As I have already explained, the tale begins with Jerome having to buy a new bike, to replace his broken one. Nothing extraordinary so far and at this point Jerome was still earning enough to "get-by".

It wasn't until Jerome had received a traffic-fine, that things began to take a turn for the worst. An £65 fine for some minor deflection of the governments ever-growing web of stealth-tax, disguised in the form of "justice".

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(FACT: Local councils will always protest that they have no money, but all of them carry a surplus that they keep very quiet about)

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Now I will allow myself a little rant here, but I'll refrain from going full-retard on the subject... Amongst, many, many, many, many other issues that the BBC chose to brushed under the carpet and refused to acknowledge, there was also the FACT that the councils are completely complicit and integral to this system of forced-debt, much like the BBC licensing authority is.

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It is our own councilors who have set these fines and while I understand that we live in a world where financial punishments are "accepted", I do not agree with how far they are willing to go, in order to enforce their legislation.

The BBC forget to mention the fact that, under common-law, it is a crime to sell justice to any 3rd party, but however treacherous this modern practice may be, I am not at all surprised... Our government have been very busy for the last 50 years, destroying and undermining the laws of the land, laws that used to protect us from extortionist and loan sharks.

Many of you will be saying that these ancient laws do not apply to today's world and if that is how you want to see things, then so be it. I am not going to attempt to convince you of the importance of these treaties, I just want to stress the point that it is the UK government, itself, who pretend to stand for these laws.

Now this part is a very a soar point with me and I will try my best to keep this part short and hold my temper.

Under common-law there must be a victim for there to be a crime. The fact that our government has championed more and more stealth-taxes, in the form of "traffic-offenses", shows that they are not at all committed to up-holding the laws of the land.

I and many others around the UK, now understand the law and by learning the game we have stripped these 3rd party debt-collectors of all their assumed authority.

Education is the key to freedom.

The debt cycle is just ONE unlawful act that is ruthlessly carried out by governments, in order to strip the liberties and hope from its own people. They force us to receive their benefits and rely on the state, keeping us on the teet until the day we die, or grow teeth...

So let's now get back on track and cast judgement over the BBC's version of events.

We are told that the BBC are independent and that they are the most highly regarded broadcasting company in the world. They indeed spread their tentacles to all corners of the globe, so their boasts do hold some weight. But in the first few moments of their portrayal of Jerome, and his spiral into despair, they had already brushed over the real issue at hand.

It is the councils decision to sell-on these "debts", to third party collection teams. Companies that are all ran for profit and employ bullies who have no legal training whatsoever. The BBC also managed to dismiss the issue of how the councils go about selling their "debts" to companies such as 'Robinson way' or 'Bairstow & Suitor'.

Don't you ever wonder why a company would buy such a risky product? I mean would you buy a 2nd hand debt from someone that you know is owed by the poorest in society? I doesn't sound a promising deal to me and I can't see that pitch going down too well on Dragons Den, can you?

"Hello Duncan, I'm owed £1000 by someone who is now an alcoholic, would you like to buy this I.O.U from me for £200?"

"No, of coarse I dunne, you dopey we-cunt, ye!"
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Maybe if Jerome and his family were aware that our councils sell these debt in "bundles" and that they do this at a massively reduced rate, then they would have understood how their loved-one was being manipulated into complete submission.
In the business world this practice is known as "buying in bulk" and this allows debt agencies to purchase large amounts of I-O-U's at around an 80% discount.

So Jerome's initial debt of £65 would have been sold to a third party agency for around a £10 - £20. This is a crucial point of the system and one that allows the whole thing to breath in the first place. If councils did not sell our justice for such a low price, there would be no agency willing to take the risk. Instead our government and councils allow debt agencies to add crippling charges to their clients debt and idly stand by, while they terrorize vulnerable people into paying money they neither owe or can ever afford to pay-off.

The notices sent by these 3rd party agents are strewn with warning signs and false-threats and for someone who isn't aware of their own rights as a human-being, these letters can have devastating effects. I am not quite sure what authority these goons think they have, but I have personally been told by an officer of the law, that your best tactic is to simply ignore any 3rd party collection agent, until they get bored and go away(which they do very quickly). You are not obligated by any law to converse with these maggots, so just go about you daily business and keep your windows latched and your belongings inside. For some reason the law does dictates that these creeps can weasel their way through an open window, just as long as they do not have to "force entry". But please remember that UK law allows you to bare arms when protecting your own property, especially from intruders who do not announce themselves properly.

"Sorry Judge, but when I smashed him over the head with the dog-bowl, I honestly thought he was a common thief!"

"Case dismissed"

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The BBC's docudrama mentioned none of what I have just told you, absolutely nothing and they couldn't pass the buck quick enough. By doing this the government, unlawfully, wash their hands of any responsibility and anyone pushed over the edge by these firms, will have to accept that companies and their employees are protected by business laws.

To put it a different way, when people like Jerome suddenly feel that the only way out of the situation, is through ending their own lives. Then his/her family will only have the company to blame, as all the company employees were just following orders...

"Sorry Mrs Rodgers, but when I turned your child's debt from £65 to £650, I was just following company guidelines. I am so sorry for your loss. Now, are you going clearing your sons debt by cash or by card?..."

The BBC have not only dis-honoured the memory of Jerome, by covering up for the real murderers, they have also made no effort whatsoever to expose any further wrong-doings by the debt companies and there "collection-teams", or the pay-day loan sharks, who always come in for their pound of flesh.

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The BBC mentioned nothing of how our government sets the tariffs that these parasitic agencies work from and even at the end of the documentary, they still went on to support the actions of the debt collectors who had harassed Jerome.

"although the outcome was tragic, the debt-collector had not acted out-side of the law"

(slightly paraphrased from the conclusions published by the coroner).

Well I suppose that's case-closed then, right?... All due-processes of law have been adhered to and Jerome only has himself to blame for not paying up... According to the BBC that is pretty much the crux of it, but the fact that the BBC is actually an arm of the government, used to propagate social agendas, I feel it is my duty to call them out on their disgusting behaviour.

After Jerome's life was depicted in the documentary to be spiraling into debt and depression, they then concentrated heavily on Jerome's on-line activities.

But the Beeb are very clever and at the beginning of the show they had warned folks that some characters had been completely "imagined"(Their words, not mine) for the purpose of....well... I'm not quite sure why they would need to embellish this terrible tale.

Throughout the documentary we were taken to Jerome's bedroom, which seemed to be his dark-place. Here the documentary would show him developing an ever-increasing interest into various social-media websites.

Strangely, Facebook never appeared as a "source". But hey, Zucker-world has recently taken a battering and the government have no intention of putting folk off using their most monitored and controlled social media platform.

The level of depression got increasingly worse and towards the end of the drama the talking heads were speaking of suicide. It was portrayed that Jerome had searched for websites, giving advice on how to hang yourself. I can accept this as one of the few truthful points of this BBC docudrama.

Every movie has to have a bad guy and this is where the BBC showed its true colours. They never had any intention of reassuring folk or educating the people who related to the tragedy. They just gave a quick mention to the fact that debt-charities have been campaigning for years about the need for this profiteering racket to be stopped.

By the time the docu-drama had finished the BBC had absolved both the debt collectors and the local councils of any guilt in this young-mans manslaughter. However, it did give a portion of the blame to companies who are employing folk on zero hours contracts, but even that was tailored to look like only small-businesses practice this form of slavery.

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For the BBC and the editors involved in making this shocking docu-drama the blame was placed on the big bad internet, or more to their point, the unfiltered, unrestricted parts of it. You know, the parts were millions of us are being shown the truth about what is really going on in the world. My personal favourite has to be James Corbett and "The Corbett report".

For those who haven't seen this great Corbett report episode, I advise you to find the time, as it has some absolute gems of information inside.