We know that in blocktrades.us we can convert/exchange the steem usd to bitcoin. But Due to high network fee of btc, the small earner have to wait long time for withdraw with network fee. Because now btc network fee are on. 0.5-1.0 $. If they castout 1$, they will get only 0.5$.
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So I will give a suggestion. do you know about Dogecoin.? A popular Cryptocurrency. It has a low network fee like 0.002$.
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First of all create a Dogecoin wallet ex: dogechain.info
Convert your steem usd to Dogecoin by blocktrades.us
Finally you can convert doge coin in any payment processer like paypal, payza, PM at changer.com