We didn't have any excess when I grew up, and I had to figure out for myself how to earn all that I wanted.
I have always raised my children to be able to take care of themselves, and they have always been very good at that.
Looking out at this world in which we now live, I see too many dependent people, so many looking at others to provide for them, rather than earning it themselves.
What happened to #selfReliance?
;-)