Nice post,
here i want to highlight one more point that in Sukanya samriddhi yojana account you get in this financial year 8.1% with EEE exempted benefit, meant you dont need to pay tax on intrest , maturity or payment as well, and you will always get extra .75 basic point than Givernment securities , in Fixed deposit or for as a safety concern Sukanaya samriddhi yojana is best investment , if you have girl child.