Do you have Vault Money?

There’s an important statistic that you don’t want any part of.

It’s says, “the average person is only $200 a month away from being bankrupt!”

To put that another way, most people are living hand-to-mouth and are just surviving on their current income.

Let me ask you a question and I hope this doesn’t happen to you.

If you were to suddenly lose your job today, how long can you survive on your savings?

Well, you might have a 401K you can draw from?

You might have your house you can mortgage?

Maybe you sell your car if you get desperate, but then how do you find a job?

I’ll say this. NONE of these ideas or examples are good for your long-term financial well-being.

The fact is that most people don’t have two months’ worth of emergency cash available to them.

I said, “emergency cash!”

Actually in my report Perpetual Wealth, I detail three very important terms about money most people don’t know. In relation to what I’m talking about, the first is your “VM” number.

VM, stands for Vault Money.

This is money that is ONLY to be used in the case of a catastrophe! This money is not to be used when your car breaks down, gets a dead battery or you want to take a vacation somewhere.

Your VM is only to be used in the case of medical, family or financial emergencies.

I used to call this stash of cash, when teaching people about creating wealth, their emergency fund; however, I found people were getting very creative about what constituted an emergency.

So I changed what I call it. VM, or Vault Money is money that you keep in a separate bank account and build up over time.

It should be a minimum of three months of your total expenses, but six months is better.

This money may never be used and can be Willed at the end of your life.

However, there is one other way of freeing that money for use. Creating Perpetual Wealth, which includes true passive income that exceeds your monthly financial needs.

In my Perpetual Wealth Report, I also detail two other numbers. Your LCF number and C&P number.

Your LCF number is, your Lifestyle Cash Flow number. Simply, that is the amount of money you require each and every month to live the lifestyle you choose. This means your complete lifestyle, not just your minimum expenses.

Everyone’s LCF is different and it’s OK, whatever it is. Some people’s will be $5,000 a month, while other’s will $50,000 a month.

There’s now right or wrong, it just depends on the lifestyle you choose.

Your C&P number is your Comfort and Pride number. This is the number that represents the net worth that will provide you with the security and pride to feel good about yourself and content with your financial well-being.

We want to be secure financially, but few people really think about these three numbers, what they mean or how to achieve them.

In my report, Perpetual Wealth, I go into much more detail about these numbers and their significance. That’s actually a small part of the report, I also detail a plan for you to achieve them and much more.

So if you haven’t, grab a FREE copy of my report; Perpetual Wealth right here:

http://tnperpetualwealth.com/