Delinquency rate on credit card loans and all comercial banks is rising.

When the delinquency rate was rising, recessions came out. Now, the rate is higher than COVID-19, which means people not capable of paying principal and interest has been increasing. It can trigger the risk of credit bonds. Well, it depends on how many credit bonds are composed of banks' portfolios.

Anyways, don't forget that the probability of a next recession is increasing. I think that statistics don't lie. So, even though BTC(Bitcoin) spot ETFs are approved by the SEC(Securities Exchange and Commission), take into account to secure your cash ratio of your investment portfolio. Markets can suddenly fall in a worst situation than you expect.