Crypto Academy Week 14 | Homework Post for @levycore | Learn About Cryptocurrency

in hive-108451 •  4 years ago 

decentralizado 1.jpg

Source

Crypto Academy Week 14

Homework Post for @levycore
Learn About Cryptocurrency

Hello my dear friends of steemit, I hope you are well this week fulfilling the task of professor @levycore we are going to be talking about cryptocurrencies, and their differences with the conventional financial system, a necessary topic to touch since many people do not understand what are the differences between these two systems and in this task we are going to show why decentralized systems are the future of the world economy.

1. What is the fundamental difference between Cryptocurrency and the conventional financial system?

The differences between these two finance models are well marked, since decentralized finance represents the new technology that gives greater security and speed in transactions, as well as providing a completely auditable and unlimited system, in a world where speed is Importantly, the blockchain technology came to solve the problems that the conventional system had.

These conventional systems are systems, limited and regulated by an entity, which most of the time limited its users in the most important moments, these systems have the power to block your assets or limit the use of them, since this type of Entities need your money to be able to do their business and that is why the need for that money to remain in the private accounts of banking entities, since when people save we never use 100% of our money if not that people use this money over time, the detail is when a saver needed to withdraw all the money, if the amount was a very high amount, these banks limit the withdrawal of your assets for company interests.

Something that does not happen with the decentralized system since the money always remains in your personal wallet and you have the ability to use it at any time, without limitations, either for an investment or because you decide to buy something, this is one of the main advantages who has finances with cryptocurrencies.

One of the most important advantages is that the amount of existing money can be observed, something very important since in conventional systems inflation is given because they create more and more money, and nobody can verify how much money is circulating.

Finally, another of the most notable differences is that the main disadvantage of the conventional financial system is that only people who meet certain verification requirements can choose to have an account or wallet on these sites, something that does not happen in the decentralized system since anyone You can have an account regardless of nationality since it is a globalized and free system.

decebtral.jpeg

Source

Why is a decentralized system needed?

It is necessary since in a world where technological life is fast and that speed is necessary, a decentralized system would streamline many people's buying and selling processes, without so many unnecessary security protocols, these systems are already used by companies and people, that being limited by the conventional system, little by little they have stopped implementing them in their businesses, and it is technological evolution that forces us to do so, of course it is a well received obligation, since many see how their lives have changed to these new systems totally unthinkable in years ago.

Then this type of financial activities arrived, and overnight many paradigms in finance changed, now it is common to see people paying with cryptocurrencies, since transactions are instantaneous without much protocol, also the world has a real need for change In your current financial structure that is why this system is necessary and it came at the right time.

criptomonedas.jpg

Source

What affects the value of cryptocurrencies?

The factors that affect cryptocurrencies are many, the most important is people's trust, since an economy that nobody trusts can easily go down, although this is the most important factor, this factor also has situations that it makes people change their minds, and it is information.

In today's world, news disperses quickly, an important person gives news and quickly crosses the whole world, and this type of news directly influences the world of cryptocurrencies, since being a digital world, each information regarding them leads to a change in its trends due to the trust generated by this type of information.

Another thing that affects the price of currencies with bellicose acts, in a world economy it is normal that if an important country goes to war with another country, and that country has a large impact on the world of cryptocurrencies, it is logical that prices they are affected, after all they are already part of the world economy even if it is a digital economy.

Important characters are also influential in this world, a simple comment from these characters can make the price of cryptocurrencies stagger, since they are great investors in these assets.

The big investors called whales are other people capable of actively influencing the market price.

mineors 2.jpeg

Source

Why can't everyone be a miner?

The energy load would be unbearable if all of us were miners, that is the main reason, then there are investment and knowledge problems.

Not all people have dominance today on the subject of cryptocurrencies, many people have heard it but when talking about it, it is practically as if you were talking about fantasy things. Of course there are more developed countries in this aspect than others, I personally am from Venezuela and here there is a huge movement with cryptocurrencies, but compared to my country near Colombia, people in that country are ignorant of the subject, and they still think that bitcoin and cryptocurrencies are a scam.

Another of the disadvantages of people to dedicate themselves to mining, is the profitability since if you do not study well in which active to invest your mining power, it will surely not be profitable and that is why people who enter the world without knowledge end up selling their mining machines.

One of the most relevant things in this world of mining and it is one of the reasons why people leave the world of cryptocurrency mining is competition, there are people with large sums of money who invest in a powerful mining power and these people most of the time ends up taking a greater amount of rewards than someone who is starting and that is why many people leave since the difference in mining is incomparable.

blockchain.jpg

Source

Why can cryptocurrency transactions be called more transparent?

As we all know these types of transactions are executed under a chain of blocks, this gives it an immutable character, that is, nobody can modify them, they are transparent because these transactions when running on these chains of blocks are 100% auditable, this means that we could easily enter to a block explorer and check, block by block, transactions, circulating currencies, and daily movements, something that can hardly be done in a conventional financial system since this data is exclusive to the owners of the company, and only a few executives Seniors have access to this information.

So this is another reason why transactions are transparent, since anyone can observe this transaction log, without asking anyone's permission since this information is in the public domain and this is what gave a special boost to the cryptocurrencies, since people realized that blockchains are transparent systems with enviable security thanks to the fact that all these blocks are encrypted

venezuela 1.jpg

Source

6. Explain how the development of cryptocurrency in your country?

In Venezuela, the arrival of cryptocurrencies was something that was managed in a hidden way in the first years, since many people were persecuted for the simple fact of mining currencies, and were placed at the command of the authorities.

There were several projects that gave birth to the digital economy in Venezuela, several of those projects are now still alive, they were the pioneers in touching Venezuela with the cryptographic world, we all remember Bolivarcoin, the first currency created in Venezuela, born from a kind of bitcoin fork as the creators took the free btc code and adapted it to their demands.

criptosvzla-1.png

Source

Other projects that I can name.

  • Arepacoin
    -Adecoin
  • Onix Coin

petro.jpg

Source

After these projects were established and operating clandestinely, the national government decided to implement a national cryptocurrency due to the blockages that the nation had thanks to its state policies, this currency was called EL Petro, how many did not fall into scam Petro another currency that opportunists launched to collect money thanks to the impulse that was given to the El Petro currency, after this creation the nation decided to create ministries dedicated to cryptocurrencies,

Currently there are several exchangers in government power where you can make exchanges between BTC, ETHER, LITECOIN, DOGECOIN, PETRO and Bolivares which is the fiat currency of Venezuela. So many businesses accept cryptocurrencies, although the cryptocurrency fever has dropped, because an instance arrived where all of Venezuela accepted cryptocurrencies. However, there are still commercial establishments where you can pay with any cryptocurrency or with the national Cryptocurrency.

Conclusion

To conclude, I want to say that the conventional financial system is getting closer every day to the world of cryptocurrencies in my country, for example, more and more banks have added a crypto asset exchange, understanding that it is the future of finance, as well as decentralized finance brings benefits to ordinary people, these entities understood that they can take advantage of these finance systems that are the evolution of the traditional financial system.

CC:
@levycore

Authors get paid when people like you upvote their post.
If you enjoyed what you read here, create your account today and start earning FREE STEEM!
Sort Order:  

Hi @bealau19, Thanks for submitting your homework

Feedback: You have completed every point and you have understood the basics of cryptocurrency
Rating: 8