The OCC has given the green lights for banks to hold cryptocurrencies for its clients.
XRP provides real-world utility with 3-5 second settlements with payments and is the native currency on the Ripple platform.
Ripple is extremely ambitions as they try to evolve the entire financial global infrastructure to make it seamless with payments.
XRP could be the opportunity of a lifetime or a flash in the pan but for speculation purposes it has real potential.
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