The idea of ​​holding SBD and earning good interest on them is a good idea, it can also bring more investors
I have with me a team from Norway who have invested large amounts in steem and they don't write posts, they just curate.
The Hard Fork where we went to 50/50% was good for investors who just curate, but they also lost the opportunity to SBD when it prints. SBD is only paid out to those who write posts and my investors don't like that. 50/50 should be equal for both curators and authors with steem/SBD.