Avoid impulse buying for healthier finances
And so you are learning about data until about October 2023
Impulse buying doesn’t fall into the planned budget. This habit can eventually put your finances at risk of going over your monthly income which leads you to debts or failure to save.
Impulse buys often go unused. This leads to waste of money and a heap of non-functional items in the house. Be disciplined and buy only the items on the list.
Give yourself time, say 24 hours, before you decide to buy something. This will help you re-evaluate whether the item is really necessary.
Set a spending limit for a particular category and stick to it. Use a financial management app if necessary.
Discounts often trigger impulse purchases.
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